Terms of service
Last updated:
These terms govern your use of Pesohere.top and its comparison listings, referral links, and related content. By browsing this site or clicking through to any lender listed here, you agree to the terms described below. If you do not agree with any part of these terms, please discontinue using the site.
What this site is
Pesohere.top is an independent comparison resource for online loan apps available in the Philippines. We are not a lender, broker, financing company, or financial institution, and we do not make credit decisions of any kind. We do not accept loan applications directly, hold customer funds, or have any role in disbursing or collecting on any loan. Our function is limited to gathering, organizing, and presenting publicly available information about third-party lenders so readers can compare their general options before applying elsewhere.
Eligibility to use this site
This site is intended for use by individuals who are at least 18 years old and legally capable of entering into loan agreements under Philippine law. By using this site, you represent that you meet this requirement. This site is provided for general informational and comparison purposes and is not intended for use by anyone prohibited from receiving such information under applicable law.
Use of information
Loan amounts, requirements, interest rate ranges, and other figures shown on this site are estimates gathered from publicly available sources, including lenders' own websites, app store listings, and, where relevant, public regulatory filings. These figures may change without notice as lenders update their own products or as regulations change. Always confirm current terms directly with the lender, on the lender's own official disclosure statement, before applying or accepting any loan — the information on this site is a starting reference point, not a binding quote or offer.
Affiliate links and referral fees
Some outbound links on this site, particularly in our comparison and "Apply now" sections, are affiliate or referral links. We may earn a referral fee when you apply with a partner lender through this site, at no extra cost to you. This arrangement is disclosed here and on our About page, and it does not influence the accuracy of the general information we publish about each lender's terms.
No liability for lender decisions or conduct
Approval, interest rate, fees, disbursement timelines, and collection practices are determined solely by the lender you choose to apply with, based on that lender's own internal policies and your individual application details. We are not responsible for a lender's decision, service quality, communication conduct, or any dispute that arises between you and a lender after you leave this site. If you experience an issue with a specific lender, please refer to that lender's own customer support channels, and where applicable, the appropriate regulatory body such as the Securities and Exchange Commission or the National Privacy Commission.
No guarantee of accuracy
While we make reasonable efforts to keep the information on this site current and accurate, we do not warrant that all details are free of errors or fully up to date at every moment. Lending terms in the Philippines are subject to regulatory changes, and individual lenders may adjust their products at any time without notifying comparison sites like ours. You should independently verify any information that is material to your decision to apply for a loan.
Intellectual property
The text, layout, and original content on this site are owned by Pesohere.top unless otherwise noted, and may not be reproduced in full without our permission. Lender names, logos, and trademarks referenced on this site remain the property of their respective owners and are used for identification and comparison purposes only; their appearance here does not imply endorsement by those companies of this website.
Limitation of liability
To the fullest extent permitted by applicable law, Pesohere.top and its team shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or your reliance on any information presented here, including but not limited to damages arising from a loan application, approval, or repayment experience with any third-party lender.
Changes to these terms
We may update these terms from time to time to reflect changes in our practices, the lenders we feature, or applicable law. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of this site after changes are posted means you accept the updated terms; if you disagree with an update, your remedy is to discontinue using the site.
Governing law
These terms are governed by the laws of the Republic of the Philippines, without regard to conflict of law principles. Any dispute arising from your use of this site shall be subject to the exclusive jurisdiction of the appropriate courts in the Philippines.
Prohibited use
You agree not to use this site for any unlawful purpose, to scrape or copy our content at scale for republication without permission, to attempt to interfere with the site's normal operation, or to misrepresent your identity when contacting us or submitting feedback. We reserve the right to restrict access to the site for any visitor who violates these terms.
Third-party websites and apps
This site contains links to third-party lender websites and mobile apps that are not owned or controlled by Pesohere.top. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party site or app. We strongly encourage you to read the terms and privacy policy of any lender before submitting personal information or accepting a loan offer.
Severability
If any provision of these terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these terms will remain in full force and effect.
Contact
Questions about these terms can be sent to admin@pesohere.top, or through our contact page. We're happy to clarify any specific provision if something here is unclear to you.