Privacy policy
Last updated:
This policy explains what personal information Pesohere.top collects, how we use it, and what choices you have as a visitor to this specific website. It applies only to this website, pesohere.top, and does not cover the privacy practices of any lending app or company you visit through a link on this site — each of those has its own separate privacy policy that governs the information you submit directly to them.
What we collect
If you subscribe for list updates, we collect the email address you provide. If you use our Telegram channel, Telegram's own privacy terms apply to that interaction. We do not collect government ID numbers, bank account numbers or loan application details — those are submitted directly to the lender you choose, on the lender's own platform, not to us. We also do not require you to create an account or provide any personal information simply to browse the comparison information on this site.
Like most websites, our server may automatically log basic technical information when you visit, such as your browser type, general device type, and the pages you view. This information is used only in aggregate to understand how the site is used and is not linked back to your name or email address.
How we use it
Your email is used only to send notifications about changes to our lender listings, if you have opted in to receive them. We do not sell, rent, or trade your email address to any third party for marketing purposes. If we ever change how we use your email in a way that goes beyond what is described here, we will update this policy and, where required by law, seek your renewed consent first.
Cookies and analytics
We may use basic analytics tools, such as Google Analytics, to understand how visitors use this site, such as which pages are viewed and how long a typical visit lasts. This data is aggregated and is not used to identify you personally. You can control or disable cookies through your browser's own settings; doing so may affect some site functionality but will not prevent you from reading our published content.
Referral and affiliate links
Some links on this site, particularly on our comparison and lender listing pages, are referral or affiliate links. If you click through and apply with a lender, we may earn a fee, as described in more detail on our About page. Clicking these links does not give us access to any information you subsequently submit to that lender; that submission happens directly between you and the lender's own platform, governed by their privacy policy, not ours.
Third-party links
Links on this site lead to lenders' own websites or apps, each with its own privacy policy and data handling practices that we do not control. We encourage you to review each lender's policy before submitting any personal information, since practices can vary significantly between companies, and our review of a lender's general terms does not extend to auditing their internal data security practices.
Data retention
If you have subscribed to our email updates, we retain your email address only for as long as you remain subscribed. You can unsubscribe at any time using the link provided in any email we send, or by contacting us directly using the details below, after which we will remove your address from our active mailing list within a reasonable period.
Your rights under the Data Privacy Act of 2012
As a website operating in and serving readers in the Philippines, we recognize your rights under Republic Act No. 10173, the Data Privacy Act of 2012, including the right to be informed about how your data is processed, the right to access the data we hold about you, and the right to request correction or deletion of that data where applicable. Since we collect only a limited amount of information (primarily an email address for those who subscribe), fulfilling these requests is generally straightforward — contact us using the details below and we will respond within a reasonable timeframe.
Children's privacy
This site is intended for adults capable of entering into a binding loan agreement in the Philippines, and we do not knowingly collect personal information from anyone under 18 years of age. If you believe a minor has provided us with personal information, please contact us so we can remove it promptly.
Changes to this policy
We may update this privacy policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. The "Last updated" date at the top of this page reflects the most recent revision. We encourage you to review this page periodically if you have an ongoing relationship with the site, such as an active email subscription.
Data security
We take reasonable technical and organizational measures to protect the limited personal information we hold, such as subscriber email addresses, against unauthorized access, alteration, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security. We encourage you to also take your own precautions, such as never sharing your online banking password, one-time PINs, or full ID numbers with anyone by email, including anyone claiming to represent this site.
International visitors
While this site is focused on the Philippine lending market, it may be accessed from other countries. If you access this site from outside the Philippines, please be aware that your information may be processed in the Philippines, where our data protection standards apply as described in this policy.
Contact
Questions about this policy, or requests relating to your personal data, can be sent to admin@pesohere.top. Please include enough detail in your message for us to identify and act on your request, such as the email address you used to subscribe, if applicable. We aim to acknowledge privacy-related requests within a reasonable period and will let you know if we need additional information to verify your identity before making any change.